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For many people, a good strategy is to use this card in combination with another reward card that offers more gifts to great britain cash back or points for gas and grocery purchases.
Its flexible rewards also make it an regal club card rewards excellent choice for families who travel together and people who book trips through budget travel websites.
The Double Cash card offers a 0 intro APR for 18 months for balance transfers only, and not purchases.You get an introductory APR of 0 on Balance Transfers for 15 months on balance transfers made within 45 days of account opening, and then the ongoing APR.99 Variable APR.For more on the similarities and differences between these two cards, read our comparison of the Barclaycard CashForward and Citi Double Cash Credit Cards.Lets do a bit of math to see how far that 5 redemption bonus goes.There are very few extra benefits, which limits this cards usefulness compared to many other reward cards with more extensive perks and services.3 Foreign Transaction Fee: This is not the card with which to make purchases through foreign-based merchants or travel abroad.After your 0 interest period runs out, you can still completely avoid accruing interest on purchases or transfers by paying off your balance in full each month.Likewise, youll lose your points if your creditworthiness changes, which means mistakes in other aspects of your financial life directly put your credit-card earnings at risk.You can redeem your cash back in 3 different ways: as a statement credit to lower your balance, directly into a checking or savings account, or for gift cards.But the Quicksilver doesnt provide that 5 bonus on redemptions that the CashForward does.The card will cost you nothing to use, and the cash back you earn will be pure profit.
This is a pretty solid deal compared to most reward cards.
After that, a variable.99 APR will apply Additional Information Enjoy a 0 intro APR for 15 months on balance transfers made within 45 days of account opening.
That extra 5 isnt much, but its better than not getting.Please note, there is a fee for balance transfers.Transfer after 45 days, and youll pay no fee but get no 0 period.And the good stuff doesnt end there.We recommend that you pay off your balance in full each month to avoid accruing interest or late fees.Theres no annual fee and the interest rates on purchases and balance transfers are very favorable, both big points in this cards favor.The sign-up bonus is generous: Enjoy 60,000 bonus miles after spending 5,000 on purchases in the first hopin taxi promo code 90 days.Unfavorable Financing Conditions: A 0 introductory interest rate for either new purchases or balances transfers, let alone both, is likely too much to ask of a fair-credit credit card that does not charge an annual fee particularly one with Rewards in its name.