Savvy TIP: With chargeback, theres no lower limit on how much you have to spend to qualify but there are time limits which vary according to whether its a Visa or Mastercard scheme.
John Lewis gift cards have an expiry date of 24 months from the last use (which includes checking the balance) and can be spent online, and at all John Lewis and Waitrose stores.
Section 75 of the Consumer Credit Act.
Savvy TIP: Unless youve registered your gift card or youve written down the number somewhere, the retailer wont know who has which card.In general terms, its likely that your gift card will be worthless if the retailer you can use the card in has gone bust.Gift cards and vouchers can be a convenient way of giving a present to someone if youre not sure what to get them.If youve bought a gift card or cards costing less than 100 or youve paid with a debit card, you may be able to get the card company to do a chargeback, which means that they effectively reverse the transaction.
However, you can lose money with them.
If for any reason you're not happy with your purchase, we offer a full refund within 28 days of delivery or collection provided the items are new and unused, with all the labels and tags intact and in the original packaging.
Find out more in my guide: Understanding your credit card rights under Section.
Boots gift cards expire after 24 months from the last use and can be used in Boots stores.The other is that if the retailer goes bust you may well not get back the value of the card.There are two ways you may be able to get a refund from your credit card provider, but youre not guaranteed to succeed with either of them.Savvy TIP: Gift cards for experiences tend to have shorter expiry date because the cost of the experience may rise in the meantime.Arcadia gift cards : these can be redeemed in Burton, Dorothy Perkins, Evans, what is the tory burch birthday gift Miss Selfridge, Outfit, Topshop, Topman and Wallis stores.Your rights if youre shopping for clothes in the sales what to do if theres a problem Paying by online or phone payment are you protected if theres a problem?Font size, home everyday Money » What are my rights with gift cards and gift vouchers?However, you may be able to get your money back even if you havent registered your card.It doesnt have a central database because the person buying the gift card isnt usually the person who ends up owning.